History


IDFC FIRST Bharat Limited, is a wholly owned subsidiary company of IDFC FIRST Bank. The company acts as a Business Correspondent for IDFC FIRST Bank.

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About Us

IDFC FIRST Bharat Limited is a wholly owned subsidiary of IDFC FIRST Bank and operates as its Business Correspondent (BC).

With a legacy spanning over 35 years, IDFC FIRST Bharat Limited (IFBL) is dedicated to advancing financial inclusion across India. Serving customers across metro, semi-urban, and rural locations, the Company focuses on extending formal financial services to communities where such access is often limited or unavailable, thereby fostering sustainable economic empowerment.

IFBL offers a comprehensive suite of loan products designed to meet diverse financial needs, including Group Loans, Micro Enterprise Loans, Personal Loans, Housing Loans, Loans Against Property, Gold Loans, Commercial Vehicle Loans, Used Commercial Vehicle Loans, Car Loans, Used Car Loans, and Tractor Loans.

Operating across 11 states, the Company serves more than 1.8 million households through a dedicated workforce of over 14,000 employees, reinforcing its commitment to responsible lending, customer-centric service, and inclusive growth.

Vission

OUR VISION

IDFC FIRST Bharat will augment IDFC FIRST Bank’s Vision “To build a world class bank in India guided by ethics, powered by technology, and be a force for social good”.

Mission

OUR Mission

We want to transform the lives of millions of Indians in a positive way by providing affordable high-quality banking products and services to them.


Our Values

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Customer Focussed

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Accountability

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Collaborative

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Trust

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Transparency

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