Finance new vehicles for your growing business

Ideal for

  •   First-time buyers, driver-cum-owners, fleet operators

Assets financed

  •    New trucks, pick‑ups, buses, tippers, three‑wheelers, cargo vehicles

Key highlights

  •   High funding on vehicle cost

  •   Affordable EMIs as low as Rs 2222/- per Lac

  •   Simple digital process

  •   LTV Up to 95% of the on-road price

  •   Loan tenure upto 72 months

Affordable financing for quality used vehicles

Ideal for

  •   Cost‑conscious buyers, small transporters, expanding businesses

Assets financed

  •    Used commercial vehicles (subject to age and condition norms)

Key highlights

  •   Digital Valuation

  •   Loan up to 90% of the current market value

  •   Vehicle age to be up to 13 years by end of loan tenure

  •   EMI as low as ₹2999/- per Lac

Reduce EMIs or unlock funds from your existing vehicle

Ideal for

  •   Existing vehicle owners seeking EMI reduction or liquidity

Assets financed

  •   Commercial vehicles currently financed with IDFC or other lenders

Key highlights

  •   EMI savings through refinance

  •   LTV Up to 100% of the current market value

  •   Loan tenure up to 48 months

  •   EMI as low as ₹2678/- per Lac

Smarter financing for cleaner mobility

Ideal for

  •   Last‑mile delivery operators, fleet owners adopting EVs

Assets financed

  •   Electric three‑wheelers and electric commercial vehicles

Key highlights

  •   Competitive EV financing

  •   Lower operating cost advantage

  •   Flexible EMI options

  •   LTV Up to 95%, same as new CV loan coverage

Finance equipment that powers your projects

Ideal for

  •   Contractors, infrastructure businesses, project‑based operators

Assets financed

  •   Loaders, backhoes, tippers, earthmovers, and other construction equipment

Key highlights

  •   Financing for new and used construction equipment

  •   Digital process with quick approvals

  •   Affordable EMIs

  •   LTV upto 95%