He was the Executive Director at Bank of India in Mumbai. He has a vast experience of 40 years in Banking Sector. He served in two leading public sector banks both in India and abroad viz., Canara Bank and Bank of India. He holds Master’s degree in Business Administration, Commerce, and Arts (Divya Prabandam). He is an associate Member of Indian Institute of Bankers. He has vast knowledge in the field of Finance, Banking, Human resource and Training. He published a number of articles in journals of national and international standards.

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