Ms. Shikha Hora Kamdar is a dynamic financial services & consumer banking professional, with experience spanning over 23 years. She has held leadership positions in start-up stages of multiple institutions. Shikha is currently heading Retail Assets & ESG function for the Bank, managing book of over 1.2 Lakh Cr across 15 retail lending businesses. She joined Capital First as a part of the Company’s founding leadership team in 2010; Capital First later merged with the Bank in Dec 2018. She is part of the leadership team at our Bank, working on Bank's vision to build a world class Bank in India, guided by ethics, powered by technology and to be a force for social good.